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September 19, 2025

Medical Malpractice Damage Caps by State (2026)

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Updated on: 06-April-2026

Understanding current medical malpractice damages cap laws across all 50 states is essential for accurate case evaluation and client counseling. Caps directly limit how much your clients can recover, and state-imposed limits affect every settlement negotiation. 

This comprehensive guide provides the latest statutory limits updates, constitutional status, and recent legal developments in 2026. 

What Are Medical Malpractice Damages Caps?

Medical malpractice damages caps are state laws that limit how much money patients can recover in successful lawsuits against health care providers. These limits apply to different types of damages and vary significantly by state.

Noneconomic damages represent subjective losses that cannot be easily quantified through documentation. Examples include:

  • Pain and suffering
  • Emotional distress
  • Loss of consortium
  • Loss of enjoyment of life

Economic damages compensate for objectively verifiable monetary losses calculated through documentation and expert testimony. Examples include:

  • Medical expenses
  • Lost wages
  • Future care costs
  • Loss of earning capacity

Total damage caps limit the combined recovery from both economic and noneconomic damages, creating absolute ceilings on case values.

Most state caps target noneconomic damages and leave economic damages uncapped, requiring attorneys to emphasize documentary evidence of financial losses while managing client expectations regarding pain and suffering recovery.

How Many States Have Medical Malpractice Caps?

As of 2026, twenty-eight states maintain some form of medical malpractice damages caps, covering noneconomic damages, catastrophic injury, wrongful death, and total damages.

Twenty-two states have no statutory limits on malpractice recoveries:

  • Ruled unconstitutional: Alabama, Florida, Georgia, Illinois, Kansas, New Hampshire, Oklahoma, Oregon, and Washington.
  • Constitutional provisions against limits: Arizona, Arkansas, Kentucky, Pennsylvania, and Wyoming.
  • No statute enacted: Connecticut, Delaware, Maine, Minnesota, New Jersey, New York, Rhode Island, and Vermont.

2026 Medical Malpractice Caps by State

The following table provides current damage cap information for all 50 states in 2026.

State 2026 Medical Malpractice Caps Statutory Reference
Alabama No cap (Unconstitutional, 1991) n/a
Alaska $250,000 cap on noneconomic damages
$400,000 for wrongful death or severe permanent disability
No cap if misconduct was reckless or intentional
*Cap fixed.
Alaska Stat. § 09.55.549
Arizona No cap (Constitutional provision) Ariz. Const. Art. 2, § 31; Art. 18, § 6
Arkansas No cap (Constitutional provision) Ark. Const. Art. 5, § 32
California $470,000 cap on noneconomic damages for malpractice-related injuries
$650,000 cap on wrongful death claims
*Annual increases beginning in 2023 through 2033 of $40,000 and $50,000 for personal injury and wrongful death, respectively.
Cal. Civil Code § 3333.2
Colorado $530,000 cap on noneconomic damages for injuries occurring in 2026
$810,000 cap on wrongful death for injuries occurring in 2026
*Noneconomic cap increases by $115,000 annually, reaching $875,000 by January 1, 2029. *Wrongful death cap increases by $255,000 annually, reaching $1,575,000 by January 1, 2029. Biennial inflation adjustment thereafter.
Colo. Rev. Stat. § 13-64-302
HB24-1472
Connecticut None (No statute enacted) n/a
Delaware None (No statute enacted) n/a
Florida None (Unconstitutional, 2017) n/a
Georgia None (Unconstitutional, 2010) n/a
Hawaii $375,000 cap on pain-and-suffering damages in medical torts
No cap on other noneconomic categories in certain cases, per statute
*Cap fixed.
Haw. Rev. Stat. § 663-8.7
Idaho ~$510,000 cap on noneconomic damages
*Cap subject to annual inflationary adjustment beginning 2004.
Idaho Code § 6-1603
Illinois No cap (Unconstitutional, 2010) n/a
Indiana $1.8 million total cap on all damages per claim for incidents after June 2019
$1.65 million total cap for any act of malpractice that occurred between July 2017 and June 2019
$1.25 million total cap for any act of malpractice that occurred between July 1999 and June 2017
Health care providers are liable for $500,000; Indiana Patient's Compensation Fund pays the remainder
*Cap fixed.
Ind. Code § 34-18-14-3
Iowa $1 million cap on noneconomic damages when involving independent doctors or clinics
$2 million cap on noneconomic damages when involving a hospital
*Cap subject to inflationary adjustment of 2.1% beginning 2028.
Iowa Code § 147.136A
Kansas No cap (Unconstitutional, 2019) n/a
Kentucky No cap (Constitutional provision) Ky. Const. § 54
Louisiana $500,000 total cap on all damages (exclusive of future medical care)
Health care providers are liable for $100,000; Louisiana Patient's Compensation Fund pays excess up to $500,000
*Cap fixed.
La. Rev. Stat. § 40:1231.2(B)(1)
Maine No cap (No statute enacted)
~$1 million cap on noneconomic damages in wrongful death cases
*Cap subject to annual inflationary adjustment.
Me. Rev. Stat. tit. 18-C, § 2-807
Maryland $920,000 cap on noneconomic damages, increasing $15,000 per year since 2008
Wrongful death cases with multiple beneficiaries are capped at 125% of the basic cap ($1,150,000)
*Cap subject to annual increase of $15,000.
Md. Courts & Jud. Proc. § 3-2A-09
Massachusetts $500,000 cap on noneconomic damages
*Cap fixed.
Mass. Gen. Laws ch. 231, § 60H
Michigan ~$596,400 cap on noneconomic damages
~$1,065,000 cap if the patient suffered specified catastrophic injuries
*Caps subject to annual inflationary adjustment.
Mich. Comp. Laws § 600.1483
Minnesota No cap (No statute enacted) n/a
Mississippi $500,000 cap on noneconomic damages
*Cap fixed.
Miss. Code Ann. § 11-1-60
Missouri ~$481,444 cap on noneconomic damages
~$842,614 cap on catastrophic injury or wrongful death
*Caps subject to annual inflationary adjustment of 1.7%.
Mo. Rev. Stat. § 538.210
Montana $350,000 cap on noneconomic damages
*Cap increases by $50,000 annually: $300,000 (2025), $350,000 (2026), $400,000 (2027), $450,000 (2028), $500,000 (2029). Annual 2% increase thereafter.
Mont. Code Ann. § 25-9-411
MT HB 195 enrolled act
Nebraska $2.25 million total cap
Health care providers who qualify for Nebraska's Excess Liability Fund are not liable for more than $800,000 in total damages
*Cap fixed.
Neb. Rev. Stat. § 44-2825
Nevada $590,000 cap on noneconomic damages
*Cap increases by $80,000 annually through January 1, 2028, when it reaches $750,000. Annual 2.1% increase thereafter.
Nev. Rev. Stat. § 41A.035
New Hampshire No cap (Unconstitutional, 1980) n/a
New Jersey No cap (No statute enacted) n/a
New Mexico ~$770,000 total cap per occurrence against independent providers
~$1.03 million total cap per occurrence for independent outpatient facilities from 2024
~$5.5 million total cap for claims against hospitals
Individual provider liability is limited to $250k; hospitals to $750k until 2027, above which the New Mexico Workers' Compensation Fund covers the remainder
*Cap for independent-related claims subject to annual inflationary adjustment. **Cap for hospital-related claims increases by $500,000 annually to 2027; annual inflationary adjustment thereafter.
N.M. Stat. Ann. § 41-5-6
New York No cap (No statute enacted) n/a
North Carolina $712,847 cap on noneconomic damages
No cap applies if the patient suffered disfigurement, permanent injury, or death, and the defendant's actions were grossly negligent, fraudulent, intentional, or reckless
*Cap subject to inflationary adjustment every three years.
N.C. Gen. Stat. § 90-21.19
NC OSBM
North Dakota $500,000 cap on noneconomic damages
*Cap fixed.
N.D. Cent. Code § 32-42-02
Ohio $250,000 cap on noneconomic damages or 3x economic loss (whichever is greater), up to a maximum of $350,000 per plaintiff and $500,000 per occurrence
$500,000 cap on noneconomic damages for catastrophic injuries per plaintiff and $1 million per occurrence
No cap on damages in wrongful death cases
*Caps fixed.
Ohio Rev. Code § 2323.43
Oklahoma No cap (Unconstitutional, 2019) n/a
Oregon No cap (Unconstitutional, 2020) n/a
Pennsylvania No cap (Constitutional provision) n/a
Rhode Island No cap (No statute enacted) n/a
South Carolina $580,461 cap on noneconomic damages per health care provider and per institution
$1.74 million total cap for all defendants in a case
*Caps subject to annual inflationary adjustment.
S.C. Code Ann. § 15-32-220
South Dakota $500,000 cap on noneconomic damages
*Cap fixed.
S.D. Codified Laws § 21-3-11
Tennessee $1.5 million cap on noneconomic damages per injured plaintiff
$2 million cap on catastrophic injuries
*Caps fixed.
Tenn. Code Ann. § 29-39-102
Texas $250,000 cap on noneconomic damages per plaintiff from all health care providers and physicians combined
$250,000 cap on noneconomic damages per plaintiff from each health care institution
$500,000 cap on noneconomic damages from all health care institutions in a single case
~$2.5 million cap on wrongful death
*Noneconomic caps fixed. **Wrongful death claims are subject to annual inflationary adjustment.
Tex. Civ. Prac. & Rem. Code § 74.301
Utah $450,000 cap on noneconomic damages for causes of action on or after May 15, 2010
*Cap fixed.
Utah Code Ann. § 78B-3-410
Vermont No cap (No statute enacted) n/a
Virginia $2.7 million total cap
*Cap increases annually by $50,000 until 2031 to $3 million. Current period: $2.70 million for injuries occurring July 1, 2025 – June 30, 2026; $2.75 million effective July 1, 2026.
Va. Code § 8.01-581.15
Washington No cap (Unconstitutional, 1989) n/a
West Virginia $375,000 cap on noneconomic damages
$750,000 cap per occurrence for cases involving wrongful death or catastrophic injury
*Caps fixed.
W. Va. Code § 55-7B-8
Wisconsin $750,000 cap on noneconomic damages per occurrence for claims on or after April 6, 2006
*Cap fixed.
Wis. Stat. § 893.55
Wyoming No cap (Constitutional provision) n/a

This table reflects current statutory limits as of April 2026. Constitutional challenges and legislative changes continue to evolve. Colorado, Indiana, Louisiana, Nebraska, New Mexico, and Virginia are the only states that enforce economic caps. 

States Where Damages Caps Were Ruled Unconstitutional

Nine states have had their medical malpractice damages caps struck down by state supreme courts on various constitutional grounds. 

These decisions were based on violations of the right to trial by jury, equal protection clauses, separation of powers principles, and state constitutional remedy provisions.

Recent Legal and Political Developments 

  1. California's AB 35 implementation resulted in noneconomic damages caps increasing by $40,000 annually for personal injury claims and $50,000 for wrongful death claims, effective January 2023. As of January 2026, caps stand at $470,000 for personal injury and $650,000 for wrongful death.

The legislation establishes annual increases until standard caps reach $750,000 and wrongful death caps reach $1 million by 2033.

  1. Colorado's House Bill 24-1472 increased noneconomic damages caps from $300,000 to $415,000 effective January 1, 2025, with planned increases to $875,000 by 2029 and biennial inflation adjustments thereafter.

    As of January 2026, the noneconomic cap has stepped to $530,000 for injuries occurring in 2026, and the wrongful death cap to $810,000. Both caps continue increasing annually until 2029.
  2. Montana’s Bill HB 195 (2025) revised the noneconomic damages limit in medical malpractice actions with an immediate cap increase from $250,000 to $300,000, effective upon signing.

    The cap increases by $50,000 annually: $350,000 in 2026, $400,000 in 2027, $450,000 in 2028, and $500,000 in 2029, after which a 2% annual increase applies.
  3. Virginia's 2026 General Assembly session considered legislation that would have raised the total damages cap to $6 million by 2027. The bill was substantially rewritten in the House; the final version that passed requires hospitals and insurers to disclose premium, claims, and litigation cost data to the General Assembly, with a reporting deadline of September 2026.

    The cap schedule under Va. Code § 8.01-581.15 remains unchanged.
  4. New Mexico's HB 99, signed by Governor Lujan Grisham on March 6, 2026, creates tiered caps on punitive damages in malpractice awards: $1 million for independent providers, $6 million for locally-owned hospitals, and $15 million for large systems. The bill also raises the evidentiary standard to clear and convincing evidence before punitive damage claims may proceed to the jury.

    The existing noneconomic damage cap schedule under N.M. Stat. Ann. § 41-5-6 is not affected.

Case Spotlight: Paganini v Cataract Eye Center of Cleveland

In January 2025, the Ohio Eighth District Court of Appeals issued a decision expanding “as-applied” constitutional challenges to damages caps. 

In Paganini v. Cataract Eye Center of Cleveland, the plaintiff, John Paganini, suffered a catastrophic medical injury: loss of an eye following a misdiagnosed infection after cataract surgery. Under Ohio’s R.C. 2323.43(A)(3), a cap of $500,000 applies in cases involving “permanent and substantial physical deformity or loss of a bodily organ system.” 

The appellate court held that applying the $500,000 cap to Paganini in this specific case violated his due process rights under the Ohio Constitution, because the cap produced an arbitrary and unreasonable reduction in his damages due to his severe injury. 

The jury awarded $1,487,500 in noneconomic damages. 

Staying Current with Evolving Damages Cap Landscape

Medical malpractice caps continue evolving through legislative changes, constitutional challenges, and inflation adjustments that directly impact case strategy and settlement negotiations.

  • Case valuation requires regular verification of current cap amounts due to annual inflation adjustments or preset increases. 
  • Constitutional challenge strategies benefit from the Ohio appellate court precedent establishing "as-applied" challenges as viable alternatives to facial constitutional attacks. 
  • Multi-jurisdictional practices must maintain current knowledge of cap variations that range from no limits to $3 million maximum recoveries.

Maximizing Recovery Under Damages Caps

Understanding statutory damages caps is only half the equation. Maximizing policy limit settlements requires comprehensive medical record analysis, strategic case presentation, and efficient documentation workflows. 

AI-powered legal tools automate the time-consuming processes of medical record retrieval, chronology building, and demand package composition, and hand case momentum back to practicing medical malpractice attorneys. 

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