September 19, 2025

Medical Malpractice Caps by State (2025 Update)

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Understanding current medical malpractice damages cap laws across all 50 states is essential for accurate case evaluation and client counseling. Caps directly limit how much your clients can recover, and state-imposed limits affect every settlement negotiation. 

This comprehensive guide provides the latest statutory limits updates, constitutional status, and recent legal developments in 2025. 

What Are Medical Malpractice Damages Caps?

Medical malpractice damages caps are state laws that limit how much money patients can recover in successful lawsuits against health care providers. These limits apply to different types of damages and vary significantly by state.

Noneconomic damages represent subjective losses that cannot be easily quantified through documentation. Examples include:

  • Pain and suffering
  • Emotional distress
  • Loss of consortium
  • Loss of enjoyment of life

Economic damages compensate for objectively verifiable monetary losses calculated through documentation and expert testimony. Examples include:

  • Medical expenses
  • Lost wages
  • Future care costs
  • Loss of earning capacity

Total damage caps limit the combined recovery from both economic and noneconomic damages, creating absolute ceilings on case values.

Most state caps target noneconomic damages and leave economic damages uncapped, requiring attorneys to emphasize documentary evidence of financial losses while managing client expectations regarding pain and suffering recovery.

How Many States Have Medical Malpractice Caps?

As of 2025, twenty-eight states maintain some form of medical malpractice damages caps, covering noneconomic damages, catastrophic injury, wrongful death, and total damages.

Twenty-two states have no statutory limits on malpractice recoveries:

  • Ruled unconstitutional: Alabama, Florida, Georgia, Illinois, Kansas, New Hampshire, Oklahoma, Oregon, and Washington.
  • Constitutional provisions against limits: Arizona, Arkansas, Kentucky, Pennsylvania, and Wyoming.
  • No statute enacted: Connecticut, Delaware, Maine, Minnesota, New Jersey, New York, Rhode Island, and Vermont.

2025 Medical Malpractice Caps by State

The following table provides current damage cap information for all 50 states in 2025.

State 2025 Medical Malpractice Caps Statutory Reference
AlabamaNo cap (Unconstitutional, 1991)n/a
Alaska$250,000 cap on noneconomic damages
$400,000 for wrongful death or severe permanent disability
No cap if misconduct was reckless or intentional
*Cap fixed.
Alaska Stat. § 09.55.549
ArizonaNo cap (Constitutional provision)Ariz. Const. Art. 2, § 31; Art. 18, § 6
ArkansasNo cap (Constitutional provision)Ark. Const. Art. 5, § 32
California$430,000 cap on noneconomic damages
$600,000 cap on wrongful death claims
*Annual increases to 2032.
Cal. Civil Code § 3333.2
Colorado$415,000 cap on noneconomic damages
$1 million total cap
*Increases to $875,000 by 2029.
Colo. Rev. Stat. § 13-64-302
ConnecticutNone (No statute enacted)n/a
DelawareNone (No statute enacted)n/a
FloridaNone (Unconstitutional, 2017)n/a
GeorgiaNone (Unconstitutional, 2010)n/a
Hawaii$375,000 cap on pain-and-suffering
No cap on other noneconomic categories
*Cap fixed.
Haw. Rev. Stat. § 663-8.7
Idaho~$510,000 cap on noneconomic damages
*Annually adjusted for inflation.
Idaho Code § 6-1603
IllinoisNo cap (Unconstitutional, 2010)n/a
Indiana$1.8 million total cap (after June 2019)
$1.65m (2017-2019); $1.25m (1999-2017)
Providers liable $500k; PCF pays rest
*Cap fixed.
Ind. Code § 34-18-14-3
Iowa$1m cap (independent); $2m (hospitals)
*+2.1% inflation adj. from 2028
Iowa Code § 147.136A
KansasNo cap (Unconstitutional, 2019)n/a
KentuckyNo cap (Constitutional provision)Ky. Const. § 54
Louisiana$500k total cap (excl. future care)
Providers pay $100k; PCF pays rest
*Cap fixed.
La. Rev. Stat. § 40:1231.2(B)(1)
MaineNo cap (No statute enacted)
~$1m cap in wrongful death
*Inflation adjusted.
Me. Rev. Stat. tit. 18-C, § 2-807
Maryland$905k cap (+$15k yearly since 2008)
125% cap in wrongful death (multi-beneficiary)
*+15k per year.
Md. Courts & Jud. Proc. § 3-2A-09
Massachusetts$500k cap on noneconomic damages
*Cap fixed.
Mass. Gen. Laws ch. 231, § 60H
Michigan~$580k cap; ~$1.15m for catastrophic
*Inflation adjusted.
Mich. Comp. Laws § 600.1483
MinnesotaNo cap (No statute enacted)n/a
Mississippi$500k cap on noneconomic
*Cap fixed.
Miss. Code Ann. § 11-1-60
Missouri~$470k cap; ~$830k catastrophic
*Inflation adjusted.
Mo. Rev. Stat. § 538.210
Montana$250k cap
*+50k annually to $500k by 2029.
Mont. Code Ann. § 25-9-411
Nebraska$2.25m total cap
Providers ≤$800k if in Excess Fund
*Cap fixed.
Neb. Rev. Stat. § 44-2825
Nevada$510k cap
*+80k annually to 2028, then CPI
Nev. Rev. Stat. § 41A.035
New HampshireNo cap (Unconstitutional, 1980)n/a
New JerseyNo cap (No statute enacted)n/a
New Mexico~$770k (independent); ~$1.03m (outpatient); ~$5.5m (hospitals)
Ind. providers ≤$250k; hospitals ≤$750k until 2027
*Inflation & annual increases.
N.M. Stat. Ann. § 41-5-6
New YorkNo cap (No statute enacted)n/a
North Carolina$656,730 cap
No cap if disfigurement/death + gross negligence
*Adjusted every 3 yrs
N.C. Gen. Stat. § 90-21.19
North Dakota$500k cap
*Cap fixed.
N.D. Cent. Code § 32-42-02
Ohio$250k or 3x economic (≤$350k each / $500k per occurrence)
$500k catastrophic (≤$1m per occurrence)
No cap on wrongful death
*Caps fixed.
Ohio Rev. Code § 2323.43
OklahomaNo cap (Unconstitutional, 2019)n/a
OregonNo cap (Unconstitutional, 2020)n/a
PennsylvaniaNo cap (Constitutional provision)n/a
Rhode IslandNo cap (No statute enacted)n/a
South Carolina$580,461 per provider/institution
$1.74m total cap
*Inflation adjusted.
S.C. Code Ann. § 15-32-220
South Dakota$500k cap
*Cap fixed.
S.D. Codified Laws § 21-3-11
Tennessee$1.5m cap; $2m catastrophic
*Caps fixed.
Tenn. Code Ann. § 29-39-102
Texas$250k per plaintiff (all providers combined)
$250k each institution / $500k all institutions
~$2.5m wrongful death
*Fixed; wrongful death inflation adjusted.
Tex. Civ. Prac. & Rem. Code § 74.301
Utah$450k cap
*Cap fixed.
Utah Code Ann. § 78B-3-410
VermontNo cap (No statute enacted)n/a
Virginia$2.7m total cap
*+50k annually to $3m by 2031.
Va. Code § 8.01-581.15
WashingtonNo cap (Unconstitutional, 1989)n/a
West Virginia$375k cap
$750k catastrophic/wrongful death
*Caps fixed.
W. Va. Code § 55-7B-8
Wisconsin$750k cap (claims after April 6, 2006)
*Cap fixed.
Wis. Stat. § 893.55
WyomingNo cap (Constitutional provision)n/a

This table reflects current statutory limits as of September 2025. Constitutional challenges and legislative changes continue to evolve. Colorado, Indiana, Louisiana, Nebraska, New Mexico, and Virginia are the only states that enforce economic caps. 

States Where Damages Caps Were Ruled Unconstitutional

Nine states have had their medical malpractice damages caps struck down by state supreme courts on various constitutional grounds. 

These decisions were based on violations of the right to trial by jury, equal protection clauses, separation of powers principles, and state constitutional remedy provisions.

Recent Legal and Political Developments 

  1. California's AB 35 implementation resulted in noneconomic damages caps increasing from January 2023 by $40,000 for personal injury claims and $50,000 for wrongful death claims. 

The legislation establishes annual increases until standard caps reach $750,000 and wrongful death caps reach $1 million by 2032.

  1. Colorado's House Bill 24-1472 increases noneconomic damages caps from $300,000 to $415,000 effective January 1, 2025, with planned increases to $875,000 by 2029 and biennial inflation adjustments thereafter. 

Wrongful death caps increase to $2.125 million, creating substantially higher settlement ranges for catastrophic cases.

  1. Montana’s Bill HB 195 (2025) revised the noneconomic damages limit in medical malpractice actions with an immediate cap increase from $250,000 to $300,000. 

There will be subsequent $50,000 annual increases to 2029, before readjusting to 2% annual increases thereafter. 

Case Spotlight: Paganini v Cataract Eye Center of Cleveland

In January 2025, the Ohio Eighth District Court of Appeals issued a decision expanding “as-applied” constitutional challenges to damages caps. 

In Paganini v. Cataract Eye Center of Cleveland, the plaintiff, John Paganini, suffered a catastrophic medical injury: loss of an eye following a misdiagnosed infection after cataract surgery. Under Ohio’s R.C. 2323.43(A)(3), a cap of $500,000 applies in cases involving “permanent and substantial physical deformity or loss of a bodily organ system.” 

The appellate court held that applying the $500,000 cap to Paganini in this specific case violated his due process rights under the Ohio Constitution, because the cap produced an arbitrary and unreasonable reduction in his damages due to his severe injury. 

The jury awarded $1,487,500 in noneconomic damages. 

Staying Current with Evolving Damages Cap Landscape

Medical malpractice caps continue evolving through legislative changes, constitutional challenges, and inflation adjustments that directly impact case strategy and settlement negotiations.

  • Case valuation requires regular verification of current cap amounts due to annual inflation adjustments or preset increases. 
  • Constitutional challenge strategies benefit from the Ohio appellate court precedent establishing "as-applied" challenges as viable alternatives to facial constitutional attacks. 
  • Multi-jurisdictional practices must maintain current knowledge of cap variations that range from no limits to $3 million maximum recoveries.

Maximizing Recovery Under Damages Caps

Understanding statutory damages caps is only half the equation. Maximizing policy limit settlements requires comprehensive medical record analysis, strategic case presentation, and efficient documentation workflows. 

AI-powered legal tools automate the time-consuming processes of medical record retrieval, chronology building, and demand package composition, and hand case momentum back to practicing medical malpractice attorneys. 

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